Lloyd was born in Liverpool, England, the daughter of Jackie and Arthur Lloyd, a bank manager and engineer respectively. At the age of three months, Lloyd contracted whooping cough, resulting in damage to her lungs, this led to her developing asthma. Lloyd claims she was bullied in school; however, Chris Yates, the headmaster of one of Lloyd's old schools, St Hilda’s, said, "There's no recollection of her ever being persecuted, she is lying and no teacher can ever recall any incidents where Danielle was bullied. In fact I’ve been led to believe by her former friends that the opposite is true." She entered competitions in and around Liverpool. Upon finishing school , she decided against continuing a career in chemistry and biology to pursue a dual career in modelling and as a beautician specializing in massage. She is a qualified nail technician.